Category Archives: Chesapeake Bank

Microsoft Will No Longer Support Windows XP After April 8; Change Will Impact Online Bankers Who Use This System

The support of Windows XP is going away after 12 years, and Microsoft will no longer support this system as of April 8, 2014. After this time, technical assistance for Windows XP will no longer be available, including automatic updates that help protect your PC. Microsoft will also stop providing Microsoft Security Essentials for download on Windows XP on this date.   “Why does this matter to me,” you ask?


Our online banking users who use a Windows XP operating system will be impacted by this change because their computer might become more vulnerable to security risks and viruses if they continue to use Windows XP after support ends. Your computer will still work, but the same level of security will not exist.


Also, as more software and hardware manufacturers continue to optimize for more recent versions of Windows, you can expect to encounter greater numbers of apps and devices that do not work with Windows XP.


What does this mean for you? First things first, confirm which operating system you are using. If you’re not sure which Windows operating system you are using, you can click this link to find out. If you are using Windows XP, you have two options to stay protected after support ends – you can upgrade your current PC to a new version of Windows, and if your computer can’t run a newer version, you might consider it time to get a new PC. The “How do I stay protected?” section of this site will provide you with more detailed information on the best way to move forward.



Making Plans for Spring? Consider a Staycation.

The official start of spring is a little over a month away – close enough that daydreaming about warmer weather and outdoor fun can begin to turn into actual planning for a day trip or vacation. If you want to have fun and keep it pretty simple at the same time, why don’t you think about a staycation?


Defined by Merriam-Webster as a vacation spent at home or nearby, staycations have gained popularity in recent years as a way to relax and refresh but at the same time spend less money than you might on a traditional getaway.  Below, find just a sampling of the many worthwhile activities happening right in the neck of your woods in coming months.


What to do:


  • The Northern Neck Wine Tasting Festival is coming up Saturday, April 19. Ten local wineries will be on the grounds behind Rice’s Hotel/Hughlett’s Tavern in Heathsville, VA from 11 a.m. – 4 p.m. Tickets are $12 a person.
  • Just Gardens 2014 is coming up May 16 and 17. The tour of gardens will benefit The Haven Shelter & Services, Inc. and highlight 5 gardens in Essex County. Advance tickets are $15 and tickets purchased day of are $20.

If you want to really feel disconnected while still staying close to home, considering trying out a local inn or bed and breakfast. Take a look at some of the places around town where you could tuck in for the night.


Where to stay:


  • The Hope & Glory Inn is a great place to stay in Irvington.  In 2012, it was named one of the top 10 coastal inns in the United States by Coastal Living magazine!

Tell us, have you ever taken a staycation? What was your favorite part?


Chesapeake Bank Involved in Upcoming 2nd Annual Hands Together Historic Triangle Event

The 2nd Annual Hands Together Historic Triangle Event is a one day resource fair in Williamsburg that offers access to many services in one place to local families in need. This year’s event is coming up on Monday, February 24 from 10 a.m. to 5 p.m., and Chesapeake Bank is a sponsor for the event.


Two of Chesapeake Bank’s own employees, Sam Poole and Denise Kent, have involvement that stems back to the beginning of this beneficial community event. Poole and Kent were involved with creating this event last year as a part of The Greater Williamsburg Chamber & Tourism Alliance’s LEAD Historic Class of 2013. The class saw an opportunity to serve the homeless and precariously housed in the Historical Triangle.


This year’s resource fair will be held at Quarterpath Recreation Center off Page Street and Route 60. People in need of social services, housing services and help from non-profit agencies will find value in coming to the event and having so many community resources in one location.  Guests will receive numerous services including medical, vision and dental checks, haircuts, bike repairs and notary services.  Each guest will receive commissary credits that can be used to purchase, complete free of charge, food, clothing and household items they are in need of.


Volunteers are needed! For more information on how you can help with this important community event, visit this link. If you don’t have time, but would still like to help out, please download this Donation Needs List.


Five Ways to Save When Cold Weather Brings High Energy Bills

When the temperature goes down, our energy use and heating bill goes up. According to the US Department of Energy, heating and cooling accounts for the largest energy expense in most homes. But, making a few simple adjustments around the house can help keep temperatures up and costs down.


So whether you want to ease your impact on the planet or save a few bucks, using less energy can help you do both.


Here are 5 quick tips to reduce energy consumption while keeping your home comfy:


1-      Turn down the thermostat – You can easily save energy in the winter months by turning your thermostat back while you’re asleep or away from home. By turning the temperature down 10-15° for eight hours, you can save 5 to 15% a year on your heating bill.


2-      Lower the temperature on your water heater– Water heating is the second largest energy expense in your home, typically accounting for about 18% of your utility bill. Turn down the temperature of your water heater and save 3-5% for every 10 degrees of setback.


3-      Use the sun – Open the curtains on your south-facing windows during the day to let the sun warm up rooms, and close them when the sun goes down to help keep heat inside.


4-      Only heat rooms you use – If you have rooms you never use, like large storage areas or guest rooms, close the door and seal off the vents in those rooms. This directs air flow to the rooms you use the most, increasing energy efficiency, and could reduce heating costs up to 25%.


5-      Keep heating systems clean – A dirty furnace will slow down air flow and make the whole system work harder to keep you warm. Replace filters at least once a month during heavy heating or cooling season. Monthly replacement of furnace filters can save as much as 5% on heating bills according to the American Council for an Energy-Efficient Economy.


What other tips and tricks do you use to stay without breaking the bank when cold weather sets in?

Personal Finance Resolutions for the New Year

Most of us make New Year’s resolutions; lose weight, quit smoking, eat better. While these are great resolutions, how many of us make resolutions that affect personal finance decisions? We’ve put together three great finance resolutions with some resources to help you accomplish (and maintain) them in 2014.


  • Get more organized: We’ve said it before and we’ll say it again – the first step to getting control over your finances is getting organized. Find a system that works for you; whether it’s utilizing an expandable file folder or tracking expenses or managing budgets on your computer software of choice. Schedule a weekly or monthly time to document your spending.
  • Make more strategic purchases/donations: When planning your budget, get the most out of your charitable giving. Do you know what is deductible on your taxes when it comes to charitable giving? This article answers a lot of those questions.
  • Seek help when needed: Whether it be filing your taxes or making decisions about your 401(k), retirement or other major financial decisions, consult with the experts when things get lost in translation. Your bank account will thank you.

Holiday Hosting Tips

It’s the holiday season once again, and this year, thanks to Thanksgivukkah, it seems as if the pressure is on. Whether it’s a family dinner or a more causal holiday celebration, be sure to celebrate, not commiserate the occasion.


It may be obvious, but according to HGTV,  when it comes to hosting the perfect holiday gathering, plan ahead and create to-do lists to keep you organized. You don’t have to do everything the day of a holiday gathering. Prepare dishes in advance and delegate tasks to other family members and friends. Also along the lines of preparedness, anticipate needs that may come up during the party and be ready for them (like having extra toilet paper in bathrooms and having trash bags ready to go).


Entertaining doesn’t have to break the bank. When it comes to the bar, have a simple selection of beer and wine, but decide on a signature cocktail and have it mixed up and ready to serve. This eliminates the need for having several spirits and mixers on hand. You can also cut costs by shopping smartly for décor. Just because there is a holiday theme, you don’t need to buy the holiday-specific décor. Instead of heading to the aisle that has holiday materials, head to the general section and get solid colors, which are sometimes cheaper than marked up holiday items.


Is the party over, but people are still hanging out? Ease them out the door by breaking out coffee and tea. Hopefully the end of the night beverages will cue them to head home.


What are some of your tips for holiday hosting success?

Best Banks to Work For Image

American Bankers – Best Banks to Work For

Chesapeake Bank has been named one of the best banks to work for by American Banker Magazine in its inaugural ranking. American Banker’s list of the Best Banks to Work For “highlights institutions with strong cultures and smart approaches to making employees feel valued and engaged.”


This study was performed in conjunction with the Best Companies Group, which reviews employer reports on benefits and policies, along with extensive employee surveys to generate the rankings.


“We are very happy to have been selected,” said Pat Lewis, Senior Vice-President and Director of Human Resources at Chesapeake Bank. “But to be ranked eighth in the nation is something we all take pride in!”


Questionnaires were sent out to Chesapeake Bank employees, surveying everything from workplace polices to everyday practices, in the forms of strongly agree/strongly disagree questions and a couple of open-ended items.


To see the full ranking from American Banker, click here.

Credit Card Steal

National Cyber Security Month

To our small business owners, corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. Chesapeake Bank recommends following these tips to keep your small business safe.


 1.      Educate your employees. You and your employees are the first line of defense against corporate account takeover. A strong security program paired with employee education about the warning signs, safe practices, and responses to a suspected takeover are essential to protecting your company and customers.


 2.      Protect your online environment. It is important to protect your cyber environment just as you would your cash and physical location. Do not use unprotected internet connections. Encrypt sensitive data and keep updated virus protections on your computer. Use complex passwords and change them periodically.


 3.      Partner with us to prevent unauthorized transactions. Take a look at some of our resources with tips and programs that safeguard you from unauthorized transactions and other instances of fraud.


 4.      Pay attention to suspicious activity and react quickly. Look out for unexplained account or network activity, pop ups, and suspicious emails. If detected, immediately contact Chesapeake Bank or your active financial institution, stop all online activity and remove any systems that may have been compromised. Keep records of what happened.


 5.      Understand your responsibilities and liabilities. Take some time to review your account agreement, which will detail what commercially reasonable security measures are required in your business. It is critical that you understand and implement the security safeguards in the agreement. If you don’t, you could be liable for losses resulting from a takeover. If you have any questions about your responsibilities, give us a call.


For additional information, you can also visit the following websites to learn more about how to protect your small business:


September recap at Chesapeake Bank

During the month of September, Chesapeake Bank participated in service projects across the region. Here is a summary of our efforts and an update on the non-profits who worked with us over the course of the month.



Gloucester-Mathews Free Clinic

Through community donations, bake sales, fund drives and radio promotions, our Mathews, Gloucester and Hayes branches raised almost $7,000 for the Gloucester-Mathews Free Clinic’s Capital Campaign. Chesapeake Bank will be matching the entire amount raised from our three branches.


“A huge thank you to all of the Chesapeake Bank family for its efforts,” said Babs Zuhowski, associate director of development & marketing for the Gloucester-Mathews Free Clinic.  “You have helped us give a hand up; not a hand out to our patients by building them an incredible new facility.” With the funds raised by Chesapeake Bank, including the full match, the current balance of the GMFC’s Capital Campaign is $1,021,024.


Bake Sale 


Lancaster/Northumberland Habitat for Humanity Build Day

Dozens of volunteers came out to hang sheet rock, put up siding and build a porch for one of the Habitat’s home building projects.


There is still work to be done to the inside of the home, but Habitat for Humanity hopes that the home recipient will be moved in by late December.


Build Day


United Way of Greater Williamsburg Day of Caring

This year’s Day of Caring event brought out over 500 volunteers, making this the largest Day of Caring for the Greater Williamsburg United Way on record.


This year, projects included landscaping for senior citizens identified through Faith in Action and Meals on Wheels, completing grounds maintenance for Avalon (a local shelter that supports abused women and their children) and repairing and mulching the playground at Child Development Resources (a nonprofit agency that helps babies and toddlers with disabilities or developmental delays).


Williamsburg-DayCaring cropped

United Way of Greater Williamsburg: Day of Caring

For 15 years Chesapeake Bank has been serving as a premier sponsor to the United Way of Greater Williamsburg’s Day of Caring. A national initiative conducted at the local level through United Way chapters, Day of Caring encourages people to get off their feet, put on their gloves and get to work serving their community through volunteering at various project sites in their area.


A strong supporter of volunteerism within our organization and our communities, several members of Chesapeake Bank’s staff will be out during the Day of Caring. Denise Kent, executive assistant with the bank is just one of the volunteers with the United Way. “[Volunteering] gives you a different perspective on life. You see the world differently and helping people out is something that can help our community become better.”


Marshall Warner, executive vice president of Chesapeake Bank has been working with the United Way and its Day of Caring for years, and while projects and volunteers have come and gone, his enthusiasm about the day hasn’t faltered.


“We’ll have a thousand volunteers this year who will go out on the Day of Caring, and through the years, I’ve seen hundreds of projects. It’s just so gratifying,” said Warner. “It’s hard to describe the satisfaction that you will get as a person once you come out and get involved in the Day of Caring.”


Some of the projects volunteers will be working on this year include landscaping for senior citizens identified through Faith in Action and Meals on Wheels, completing grounds maintenance for Avalon (a local shelter that supports abused women and their children) and repairing and mulching the playground at Child Development Resources (a nonprofit agency that helps babies and toddlers with disabilities or developmental delays).


To learn more about the Day of Caring and other volunteer opportunities with the United Way of Greater Williamsburg, go to the website,