Category Archives: Chesapeake Bank

Back to School

Making Back to School a Little Better

Chesapeake Bank is aiming to send area students in need back to school with full backpacks. We’re hoping you can lend a hand.

 

We will be collecting school supplies and monetary donations at each of our branches to supply more than 350 children in Williamsburg, the Northern Neck, Gloucester and Mathews. The bank will match every dollar donated up to $1,000 for each of our four beneficiaries: the R.F. Wilkinson Family YMCA’s Bright Beginnings program; the Northern Neck Family YMCA’s Bright Beginnings program; and the Departments of Social Services in Gloucester and Mathews.

 

Drop off crayons, pencils, washable magic markers and notebook paper at any of our branches – a complete list of needed supplies can be found at our branches or on our website. And while you’re at it, check out our Facebook page to vote on your favorite donation box, which were decorated by our employees at nine of our branches and our operations personnel.

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Banking Whenever, Wherever

Since our founding as Lancaster National Bank in 1900, we’ve focused on our community.

 

And through the years, from Lancaster National Bank to Chesapeake National Bank to Chesapeake Bank, we’ve been committed to personal and innovative customer service (did you know we launched the nation’s first floating bank to better serve workers at the oyster packing plant in Irvington in 1969?).

 

Banking with us never has been easier. Here are four ways you can bank with us wherever life takes you.

 

  • Mobile Banking – Mobile banking continues to be on the rise. A third (33 percent) of all mobile phone users (and half of all smartphone users) have used mobile banking in 2013, up from 28 percent in 2012 and 21 percent in 2011, according to the Federal Reserve. We’re here to help you deposit checks while sitting on the beach or check your account from your living room – just download the Chesapeake Bank myMobile app to get started.
  • Text Banking – Looking for another fast, safe and easy way to bank from your cell phone? Give text banking a try to check account balances or transfer funds in your enrolled text banking accounts. Text “ENROLL CHESBANK” to 39257, and we’ll call within two business days to set you up. You also can call 800.434.1181.
  • Online Banking – We’re proud to offer free online banking that enables you to access your accounts from anywhere in the world. We have three tools to make that happen – myBank gives you an up-to-the-minute glance of your accounts; myFinance syncs all your financial accounts for total money management; and myMobile provides access to your online banking. For businesses, we have e-Services, which allows you to view your accounts and take advantage of free online bill pay.
  • Identity Theft Protection – Did you know that someone’s identity is stolen every 2 seconds? We offer free personal checking accounts with ID Theft Protection. For a small monthly fee, we also offer IDSafeChoice Plus, which includes annual credit report and credit score, continuous credit monitoring with email alerts, free online ID theft assessment test, monthly newsletter with protection tips and reimbursement of ID theft recovery expenses up to $25,000.
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Fun for the Fourth

Travel over the Fourth of July weekend has increased four of the past five years, according to AAA – an estimated 41 million will hit the roads, rails and air this weekend, up 1.9 percent over last year.

 

If you’re staying close to home, there are plenty of ways to have fun for the Fourth right around the corner. A few festivities to consider:

 

  • Fireworks over the water highlight the Fourth at Gloucester Point Beach Park, where you can spend the day swimming, fishing or boating.
  • The Town of Irvington will celebrate the holiday with its annual “Hometown Parade” from 10-11 a.m. on July 4. More than 100 entries, including antique cars, The Kilmarnock & District Pipe Band and children on bikes, will wind down King Carter Drive and around Irvington Road. School board member Alexander Fleet is this year’s Grand Marshall.
  • Colonial Williamsburg has a daylong (10 a.m.-10 p.m.) celebration at Market Square North that includes a reading of the Declaration of Independence and performances by the Colonial Williamsburg Fifes and Drums and Virginia Symphony Orchestra. Fireworks begin at 9:20 p.m.
  • Historic Yorktown kicks off the Fourth with an 8K run and 5K walk at 8 a.m., and a parade on Water Street starts at 9 a.m. At night, a bell-ringing ceremony beings at 7, and the United States Army Training and Doctrine Command Band (Dixie Band) will entertain before fireworks over the York River begin at 9:15.
  • The Yorktown Victory Center (free for residents of York and James City counties and city of Williamsburg; otherwise $9.75 for adults, $5.50 children 6-12, free for children under 6) will host “Liberty Celebration” July 4-6 from 9 a.m.-6 p.m. each day. Visitors can watch tactical and artillery drills, take part in military exercises and learn about our nation’s founders and the challenges they encountered.
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Party on the Pier Friday

Music? Check (the Slapnation Band).

 

Eats? Check (a full dinner from Beach Bully BBQ).

 

Good cause? Check (proceeds support educational programs at the Jamestown Settlement and the Yorktown Victory Center).

 

We’re proud to be the flagship sponsor of “Party on the Pier,” which takes place this Friday from 6:30-9:30 p.m., at the Jamestown Settlement’s pier.

 

Advance tickets are $25 for adults, $10 for children ages 3-12, not including online fees, before June 19. Day-of tickets are $30 for adults and $10 for children, while supplies last.

 

We hope you’ll come by to enjoy dinner, live music, dancing and fun for the whole family. Call 757.253.4291 or visit here to purchase tickets or for more information.

Women-Owned Businesses are Booming

If you go to work for a new business, more than likely, you’ll be working for a woman. Women-owned businesses are the fastest growing sector of entrepreneurship, according to a recent study commissioned by American Express. Women are starting approximately 1,288 new businesses every day, more than double the pace of three years ago, and this year’s Shop Local Day participants are proof of this trend. This year, almost half (43 percent) of the businesses that participated in Shop Local Day were owned and operated solely by women.

 

It’s no secret that female business owners and working moms have a lot to juggle.  Balancing work and home life is no easy task. The Daily Press Savvy Shopper recently featured stories from local female business-owners. In the article, local women told their entrepreneurial stories and shared helpful advice for other women who want to start a business. . For Angela Whitehead, Williamsburg mother and owner of Soil Horizons, an environmental consulting firm, balance means setting realistic expectations and relying on her husband to help, both financially and in the home.

 

Thinking about starting your own business? Forbes sat down with Kelsey Ramsden, founder of four companies, and Canada’s top female entrepreneur, to get some basic tips for starting a business. She suggests focusing your time and energy, pursuing accountability from mentors, advisors and other peers, and establishing systems that support your goals. The number one tip – don’t start a business just for the money. “Most seasoned entrepreneurs will tell you money is usually the last thing to come,” she says.

 

Owning a business and maintaining a healthy work-life balance can be difficult for all women. Add children to the mix, and that balancing act can become even more challenging. Entrepreneur recently shared a list of five essential steps to achieving balance as a mom running a business. Motherhood is one of the most demanding (and most rewarding) jobs there is, but according to Lisa Druxman, founder of Stroller Strides, being a mom doesn’t prohibit you from being an entrepreneur.

 

“Think bigger”, she says. Lisa started her venture after taking a small class, Stroller Strides, never imagining it would grow into a business. Also, be sure your company or business fosters a culture that’s conducive to life outside of work – support flexibility and a balanced work and home life for employees.

 

Lisa also stresses the importance of giving back locally. “Businesses should give back to the communities they’re in and show that they have a purpose beyond simply boosting the bottom line,” she says.

 

Do you know a prosperous female entrepreneur – a wife, mother, sister, aunt, cousin? Share their story with us. We’d love to hear from you and share their tips for being successful entrepreneurs – and the world’s greatest multi-taskers!

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Microsoft Will No Longer Support Windows XP After April 8; Change Will Impact Online Bankers Who Use This System

The support of Windows XP is going away after 12 years, and Microsoft will no longer support this system as of April 8, 2014. After this time, technical assistance for Windows XP will no longer be available, including automatic updates that help protect your PC. Microsoft will also stop providing Microsoft Security Essentials for download on Windows XP on this date.   “Why does this matter to me,” you ask?

 

Our online banking users who use a Windows XP operating system will be impacted by this change because their computer might become more vulnerable to security risks and viruses if they continue to use Windows XP after support ends. Your computer will still work, but the same level of security will not exist.

 

Also, as more software and hardware manufacturers continue to optimize for more recent versions of Windows, you can expect to encounter greater numbers of apps and devices that do not work with Windows XP.

 

What does this mean for you? First things first, confirm which operating system you are using. If you’re not sure which Windows operating system you are using, you can click this link to find out. If you are using Windows XP, you have two options to stay protected after support ends – you can upgrade your current PC to a new version of Windows, and if your computer can’t run a newer version, you might consider it time to get a new PC. The “How do I stay protected?” section of this site will provide you with more detailed information on the best way to move forward.

 

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Making Plans for Spring? Consider a Staycation.

The official start of spring is a little over a month away – close enough that daydreaming about warmer weather and outdoor fun can begin to turn into actual planning for a day trip or vacation. If you want to have fun and keep it pretty simple at the same time, why don’t you think about a staycation?

 

Defined by Merriam-Webster as a vacation spent at home or nearby, staycations have gained popularity in recent years as a way to relax and refresh but at the same time spend less money than you might on a traditional getaway.  Below, find just a sampling of the many worthwhile activities happening right in the neck of your woods in coming months.

 

What to do:

 

  • The Northern Neck Wine Tasting Festival is coming up Saturday, April 19. Ten local wineries will be on the grounds behind Rice’s Hotel/Hughlett’s Tavern in Heathsville, VA from 11 a.m. – 4 p.m. Tickets are $12 a person.
  • Just Gardens 2014 is coming up May 16 and 17. The tour of gardens will benefit The Haven Shelter & Services, Inc. and highlight 5 gardens in Essex County. Advance tickets are $15 and tickets purchased day of are $20.

If you want to really feel disconnected while still staying close to home, considering trying out a local inn or bed and breakfast. Take a look at some of the places around town where you could tuck in for the night.

 

Where to stay:

 

  • The Hope & Glory Inn is a great place to stay in Irvington.  In 2012, it was named one of the top 10 coastal inns in the United States by Coastal Living magazine!

Tell us, have you ever taken a staycation? What was your favorite part?

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Chesapeake Bank Involved in Upcoming 2nd Annual Hands Together Historic Triangle Event

The 2nd Annual Hands Together Historic Triangle Event is a one day resource fair in Williamsburg that offers access to many services in one place to local families in need. This year’s event is coming up on Monday, February 24 from 10 a.m. to 5 p.m., and Chesapeake Bank is a sponsor for the event.

 

Two of Chesapeake Bank’s own employees, Sam Poole and Denise Kent, have involvement that stems back to the beginning of this beneficial community event. Poole and Kent were involved with creating this event last year as a part of The Greater Williamsburg Chamber & Tourism Alliance’s LEAD Historic Class of 2013. The class saw an opportunity to serve the homeless and precariously housed in the Historical Triangle.

 

This year’s resource fair will be held at Quarterpath Recreation Center off Page Street and Route 60. People in need of social services, housing services and help from non-profit agencies will find value in coming to the event and having so many community resources in one location.  Guests will receive numerous services including medical, vision and dental checks, haircuts, bike repairs and notary services.  Each guest will receive commissary credits that can be used to purchase, complete free of charge, food, clothing and household items they are in need of.

 

Volunteers are needed! For more information on how you can help with this important community event, visit this link. If you don’t have time, but would still like to help out, please download this Donation Needs List.

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Five Ways to Save When Cold Weather Brings High Energy Bills

When the temperature goes down, our energy use and heating bill goes up. According to the US Department of Energy, heating and cooling accounts for the largest energy expense in most homes. But, making a few simple adjustments around the house can help keep temperatures up and costs down.

 

So whether you want to ease your impact on the planet or save a few bucks, using less energy can help you do both.

 

Here are 5 quick tips to reduce energy consumption while keeping your home comfy:

 

1-      Turn down the thermostat – You can easily save energy in the winter months by turning your thermostat back while you’re asleep or away from home. By turning the temperature down 10-15° for eight hours, you can save 5 to 15% a year on your heating bill.

 

2-      Lower the temperature on your water heater– Water heating is the second largest energy expense in your home, typically accounting for about 18% of your utility bill. Turn down the temperature of your water heater and save 3-5% for every 10 degrees of setback.

 

3-      Use the sun – Open the curtains on your south-facing windows during the day to let the sun warm up rooms, and close them when the sun goes down to help keep heat inside.

 

4-      Only heat rooms you use – If you have rooms you never use, like large storage areas or guest rooms, close the door and seal off the vents in those rooms. This directs air flow to the rooms you use the most, increasing energy efficiency, and could reduce heating costs up to 25%.

 

5-      Keep heating systems clean – A dirty furnace will slow down air flow and make the whole system work harder to keep you warm. Replace filters at least once a month during heavy heating or cooling season. Monthly replacement of furnace filters can save as much as 5% on heating bills according to the American Council for an Energy-Efficient Economy.

 

What other tips and tricks do you use to stay without breaking the bank when cold weather sets in?

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Personal Finance Resolutions for the New Year

Most of us make New Year’s resolutions; lose weight, quit smoking, eat better. While these are great resolutions, how many of us make resolutions that affect personal finance decisions? We’ve put together three great finance resolutions with some resources to help you accomplish (and maintain) them in 2014.

 

  • Get more organized: We’ve said it before and we’ll say it again – the first step to getting control over your finances is getting organized. Find a system that works for you; whether it’s utilizing an expandable file folder or tracking expenses or managing budgets on your computer software of choice. Schedule a weekly or monthly time to document your spending.
  • Make more strategic purchases/donations: When planning your budget, get the most out of your charitable giving. Do you know what is deductible on your taxes when it comes to charitable giving? This article answers a lot of those questions.
  • Seek help when needed: Whether it be filing your taxes or making decisions about your 401(k), retirement or other major financial decisions, consult with the experts when things get lost in translation. Your bank account will thank you.